An investment in yourself.

As a Continuing Care Retirement Community, The Spires has been structured to provide the assurance of ongoing care at predictable fees. Like most CCRCs, residents pay an upfront entrance fee and an ongoing monthly fee in exchange for a wide array of services and amenities that include healthcare services over a lifetime. Both the entrance fee and the monthly fee are associated with the size of the apartment selected and the number of occupants.

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Why is There an Entrance Fee?

In developing the exceptional style of living that The Spires offers, and to ensure the services that enable our residents to live comfortably, our goal is to create a financial arrangement that appeals to potential residents and provides the opportunity to meet the expenses of operating The Spires. The concept of our refundable entrance fee program allows The Spires and our residents that opportunity.

Many residents apply the proceeds from the sale of their home toward the entrance fee. This entrance fee model makes it possible for residents to enjoy the wonderful benefits of CCRC living (such as meals, housekeeping, upkeep, utilities, enrichment and entertainment programming) as well as the assurance of multiple levels of care in the future at predictable costs. Residents appreciate knowing that a portion of their entrance fee will be returned to them, their children or their estate in the future.

Are There Tax Advantages of Moving to The Spires?

Tax laws are, of course, constantly evolving and always subject to interpretation, but recent legal precedents have been favorable for CCRC residents who have sought to deduct portions of their fees. Of course, you and your tax preparation professional should consult closely to determine the best strategy for your circumstances.

What If I Have Long-Term Care Insurance?

In most cases your long-term care policy will work hand-in-hand with your care at The Spires and pay earned benefits directly to you as the policyholder. These payments can help defray, and in some cases, completely cover, your monthly service fee at The Spires and help further preserve your assets. As with all insurance matters, you should consult with your carrier or agent for specific answers regarding your individual policy.

How Much Does it Cost to Live at The Spires?

As with most Continuing Care Retirement Communities, The Spires requires an upfront entrance fee and a monthly fee. Most future residents will choose to fund their entrance fee from the proceeds of the sale of their home. Monthly fees are based on the size of the apartment home or cottage selected and the number of occupants and, in most cases, will be comparable to the cost of living independently.

Our fees have been determined based on providing both the level of residential and medical excellence that you desire, and a financial model that is affordable and sustainable. To learn more about our fees and pricing, please schedule a one-on-one appointment with a senior living counselor at The Spires by calling 706-368-9955.

What Is Included in the Monthly Fee?

The monthly fee is generally equal to or less than the monthly cost of living residents formerly paid in their homes before moving to The Spires, especially when one considers the cost of all of the services, amenities and upkeep included. In addition to the comforts and convenience of living here, residence at The Spires means saying goodbye to the cost of homeowner’s insurance, utility bills, home maintenance, yardwork and all the headaches of home ownership.